Md Monirul Islam
The global financial crisis of 2008 showed that many banks suffered due to weaknesses in liquidity risk management. Therefore, Basel-III introduced internationally harmonized global liquidity standards to strengthen banks’ liquidity position. The two important liquidity standards under Basel-III are: 1….
Md Monirul Islam
Market Discipline is related to the Pillar-3 of the Basel Framework. Under the Basel Framework, market discipline means creating a more transparent and disciplined financial market through the disclosure of timely, accurate, and relevant financial and risk-related information by banks….
Md Monirul Islam
The new capital accords of Basel-III in Bangladesh were adopted to ensure stability in the banking industry. Bangladesh started implementing Basel-III on 20 January 2015, and the full implementation was completed in 2020. The following are the new capital accords…
Md Monirul Islam
Basel II and Basel III are international banking regulations issued by the Basel Committee on Banking Supervision (BCBS). Key Differences Between Basel II and Basel III Though both regulations aim at financial stability in financial institutions, there are some differences…
Md Monirul Islam
Risk management system aims at reducing or minimizing losses in a financial institution by adopting appropriate risk management strategies. If a financial institution fails to ensure an appropriate risk management strategy, it faces severe losses. The typical losses are as…
Md Monirul Islam
ঝুঁকি ব্যবস্থাপনা হলো এমন একটি প্রক্রিয়া যার মাধ্যমে কোনো প্রতিষ্ঠানের লক্ষ্য অর্জনে বাধা সৃষ্টি করতে পারে এমন ঝুঁকিগুলো চিহ্নিত, মূল্যায়ন, পর্যবেক্ষণ এবং নিয়ন্ত্রণ করা হয়। ঝুঁকি ব্যবস্থাপনার মূল লক্ষ্য হলো সম্ভাব্য ক্ষতি কমানো এবং প্রতিষ্ঠানের কাঙ্ক্ষিত ফলাফল নিশ্চিত করা। ঝুঁকি…